The government’s “INVESTEȘTE ÎN TINE” (ENG. INVEST IN YOURSELF) Programme aims to facilitate access to finance, “ZERO COSTS, ZERO INTEREST” for:
The purpose of the loan is to cover the needs of beneficiaries and their families in terms of education, health, culture, sport and habitat.
The granted credit can be supplemented with up to 20,000 lei if the beneficiary commits or is employed during the credit. For the granting of the credit, the beneficiary will be accompanied by at least one co-debtor, if he is not employed. In the case of the beneficiary of the Programme with limited exercise capacity, the consent of the legal representative is required to obtain the credit.
The loan will be granted in the form of a loan with one or more installments, depending on the supporting documents presented at the settlement or the direct payment of the supplier based on the proforma invoice. The credit is granted for a maximum period of 10 years, including the grace period which may not exceed 5 years, once for the same beneficiary.